Medicare open enrollment through Dec. 7
This is the one time of year when all people with Medicare can make changes to their Medicare Advantage Plan or Medicare Prescription Drug Plan (Part D) for the following year. Changes will take effect on Jan. 1.
During Medicare open enrollment you can: join a Medicare prescription drug plan; switch from one Medicare prescription drug plan to another Medicare prescription drug plan; or change from original Medicare to a Medicare Advantage Plan or change from a Medicare Advantage Plan back to original Medicare. (To get Medicare drug coverage, you must join a stand-alone Part D plan at this time.)
All seniors who have a Medicare D prescription drug plan should have their current plan assessed, because costs and coverage may have changed. By carefully comparing, enrollees may find better coverage, higher quality or lower cost.
Those having difficulty paying for prescription drugs may qualify for Medicare’s “Extra Help” program, which helps people with limited income pay for their prescription medications by paying for Medicare prescription drug premiums, copayments and deductibles.
Get free personalized Medicare counseling by calling High Country RSVP (Retired Senior Volunteer Program), your local State Health Insurance Assistance Program (SHIP), at 970-384-8744.
Crystal DeCora will teach free classes with information about Medicare and what options are available at 6:30 p.m. Wednesday, Nov. 16, at the New Castle Branch Library, and at 6:30 p.m. Wednesday, Nov. 30, at the Rifle Branch Library. These are purely educational events, led by a licensed financial adviser, trained and certified with Medicare. For more information visit http://www.gcpld.org.
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