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Guest column: The heart of the holidays — How homeownership brings stability and joy to the season

Gail Schwartz
Guest column
Gail Schwarz

As the holidays approach, the season’s focus turns to family, friends, and the comfort of traditions. For homeowners, this time of year carries added significance, as owning a home offers unparalleled benefits that enhance both the celebration and the security of the season.

Stability and a Sense of Place

The holidays are rooted in the notion of coming home, and for homeowners, this sentiment is more than figurative. A home provides a consistent, familiar environment to gather with loved ones, build traditions, and create memories that last a lifetime. From decking the halls to cozying up by the fire, the ability to personalize your space fosters a deep sense of stability and belonging during a time of year focused on connection.



A Welcoming Space for Gatherings

Owning a home provides the freedom to host family and friends without the constraints that often accompany rental properties. Whether it’s baking cookies in a spacious kitchen, sharing stories around a large dining table, or watching holiday movies in a comfortable living room, homeowners enjoy the freedom to make their gatherings as intimate or festive as they desire.



Freedom to Express Your Holiday Spirit

Homeowners can freely embrace their holiday spirit by decorating to their heart’s content. Unlike renting, where restrictions on decorations may apply, owning a home can allow for complete creative freedom. From stringing lights across the roofline to setting up an elaborate yard display, every element can reflect a personal holiday style that brightens the home and the neighborhood.

Financial Stability and Peace of Mind

The holiday season often comes with financial pressures, but homeownership provides a foundation of stability. Fixed mortgage payments offer predictability, allowing homeowners to budget for holiday expenses without the worry of sudden rent increases. Additionally, building equity in a home over time strengthens financial security, making each holiday season more manageable and stress-free.

Emotional Connection and Lasting Memories

Owning a home fosters an emotional bond that goes beyond bricks and mortar. It’s the backdrop for milestone celebrations, cherished traditions, and quiet moments of joy. For children, a stable home environment can create a strong sense of belonging and contribute to higher academic achievement and emotional well-being.

A Sense of Community

Homeownership often comes with a greater connection to the community. Homeowners tend to stay in one place longer, allowing them to forge meaningful relationships with neighbors and participate in the many community events. During the holidays, this sense of community shines, as neighborhoods come alive with lights, shared traditions, and goodwill.

Pride and Quality of Life

For many, owning a home is a source of immense pride. It represents an accomplishment, an investment, and a sanctuary. Homeowners often have a higher quality of life and greater self-esteem compared to renters, making the holiday season even more special when celebrated in a space that truly feels like theirs.

As the holidays unfold, the benefits of homeownership become ever more evident. From the stability of a familiar space to the joy of creating lasting memories, owning a home provides a foundation for a season of warmth, connection, and celebration. In every twinkling light and shared laugh, homeowners find not only the heart of the holidays but the heart of the home itself.

Gail Schwartz is the President of Habitat for Humanity of the Roaring Fork Valley. As a former Colorado State Senator, business owner and community planner, she has a unique understanding of the affordable housing crisis on the Western Slope and in the greater Roaring Fork Valley and is committed to being part of the solution.


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