Letter: Fire levy protects insurance rate | PostIndependent.com

Letter: Fire levy protects insurance rate

Save money — vote for Ballot Issue 4B. The Carbondale & Rural Fire Protection District does an incredible job covering fire and emergency calls over a huge district. There could be a call for an injured hiker in Lead King Basin, a fire in Missouri Heights and an accident on Highway 82 all within a few minutes. Resources are stretched thin and reserves are currently being used to maintain the current level of services that we have come to expect.

I know that the district saves me money every year by keeping the ISO rating down. The Insurance Services Office (ISO) rates fire departments on a scale from 1 (good) to 10 (not so good) which determines how much your homeowner’s insurance will cost you and is based on the level of fire protection provided by the district.

Our district has a 5 rating, which is pretty good for such a rural and remote district. Keeping the rating down by providing better service has been a point of emphasis for the district board for many years. Over time, the district has added auxiliary fire stations and upgraded existing stations and has demonstrated that it can efficiently pump water from local sources so that those of us that live far from a fire hydrant can still get reasonable rates. I appreciate that the district is looking out for me. I will save more insurance premium dollars than it will cost for the mil levy increase. I am supporting the mil levy increase and hope you will, too.

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