Letter: National health care has train-wrecked Colorado’s system | PostIndependent.com

Letter: National health care has train-wrecked Colorado’s system

The articles in the last few days regarding the Affordable Care Act (ACA) being enacted have shed some significant light on what is to be expected.

In the national debate, we seemed to miss what Colorado had already offered and what is occurring in our state. As a patient with a “pre-existing condition,” before the talk of national health care I paid an extra 20 percent to my insurer to carry me. Upon passing the ACA, I was immediately dropped, at which time I was introduced to Colorado’s affordable health care “Cover Colorado,” which was for people who could not obtain health care due to pre-existing conditions or individual insurance price escalation increased more than 20 percent in one year.

Four weeks ago I was notified my insurance would no longer be available (not needed any longer) and I am forced to find new insurance through the exchange. That was to be expected, but what happened to “individuals can keep their insurance?”

This week I learned my wife’s health care is increasing 34 percent next month (I wish we had the 12 percent increase cited in the Aug. 26 article), which is on top of her 30 percent increase last year. The option for each increase is either to sustain the new rate or decrease the level of care through larger splits, 70/30, and increased deductibles ($2,500-plus).

National health care has train-wrecked a once functioning system in Colorado, and instead of providing quality health care for all, we are being forced into mediocre health care we can barely afford. I can hardly wait until next week to find out how much more I will pay, as my only option is the exchange (which many insurers have opted out of) in a “resort” community. Bad insurance coverage that costs more … excellent.

Gregory Shaner

Silt


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